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Landlord Legal Protection: Key Points at a Glance

  • Landlord legal protection insurance protects you against conflicts that arise in your role as a landlord. These may involve disputes with tenants, neighbors, or even authorities.
  • It is especially valuable if you are financially dependent on your rental income.
  • The cost of landlord legal protection depends largely on the number and type of rented units.
  • You can take out Allianz landlord legal protection either as part of your legal expenses insurance — also available online — or as a standalone policy through our local advisors.
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Properly protected as a landlord

For whom does landlord legal protection make sense?

Life as a landlord initially sounds desirable: Rent payments provide a regular additional income, and in the best case scenario, the property even increases in value. But disputes with tenants can arise, and these can be expensive —especially without appropriate legal expenses insurance.

As a landlord, do I need landlord legal protection insurance?

Landlord legal protection is not mandatory insurance. Nevertheless, landlords find themselves in critical situations more often than expected. If your tenant stops paying rent, or if you have to deal with rent nomads, costly damages can result. Good insurance is especially valuable if you personally depend on rental income — for example, if you use the rental income to pay your mortgage installments.

Anyone who rents out residential properties, commercial units, or land can protect themselves against many eventualities with legal expenses insurance for landlords. This coverage often applies even if only individual garages or parking spaces are rented out.

Housing legal protection or landlord legal protection: Which insurance is right for me?

If you're a tenant or owner of a property you live in, then residential legal protection is the right choice for you. With residential legal protection, you can protect yourself against disputes with your landlord, your neighbors, or even with the authorities (for example, in the case of excessive garbage fees).

If the legal protection is aimed exclusively at property owners who do not live in their property themselves but rent it out, landlord legal protection makes sense.

You can purchase Allianz Landlord Legal Protection as a component together with legal expenses insurance – also online – or purchase Landlord Legal Protection as a standalone product from our local advisors.

For advice

Calculate legal protection insurance including landlord legal protection online and take out the insurance straight away if you wish.

Calculate now

Would you like advice? Or would you like to purchase landlord legal protection as a separate insurance policy? We would be happy to help.

Additional insurance for landlords