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Briefly explained in 30 seconds

What does boat insurance cover?

  • A boat or Yacht insurance covers a wide range of damages to boats and yachts. Due to the risks involved, it is advisable for all water sports enthusiasts to take out appropriate boat or yacht insurance.
  • In some EU countries, such as Italy – unlike Germany – boat liability insurance or yacht liability insurance is mandatory. It covers damages you cause to third parties with your yacht or boat.
  • To cover damage to your boat or yacht, you need yacht hull insurance.
  • The cost of boat insurance depends on the chosen watercraft insurance and desired additional services, such as yacht passenger accident insurance.
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Your benefits

Why choose Allianz Esa boat and yacht insurance

Tailor-made solutions

Experienced professionals, who are themselves passionate water sports enthusiasts, offer tailor-made solutions: for rowing boats all the way up to premium yachts.

24-hour service

In the event of a claim, our experienced claims experts are available around the clock. You can reach us via the Allianz ESA Helpline – 24 hours a day , all year round.

Optimal compensation

Insurance against all risks , combined with a fixed insured value , provides the ideal basis for compensation in the event of total loss. The insured value is the market value at the time the contract is concluded.

The expert team for boats and yachts of the Allianz Esa

Every cruise is a piece of independence and pure fun. With its specialist insurer Allianz ESA, Allianz has experts who ensure that you can enjoy your leisure time on the water without worry. Allianz ESA is one of the leading insurers for boats and yachts and offers customized solutions for all boat and yacht owners. Allianz's financial strength and international orientation guarantee the highest level of solidity. This perfectly balances apparent contradictions such as a global presence and regional customer proximity.