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Save up to 20% by combining insurance policies

You can save up to 20% when combining the following insurance policies:

Combine two or more policies and save

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Calculation Basis Information
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Hintergrund zur Studie

Im Auftrag von FOCUS MONEY hat das Kölner Analyse- und Beratungsunternehmen ServiceValue zum neunten Mal die Fairness von Hausratversicherern untersucht.

Im Rahmen dieser Online-Studie wurden 3019 Versicherte zu 24 verschiedenen Service- und Leistungsmerkmalen befragt.

Die Teilnehmer konnten bis zu zwei von 38 Hausratversicherern bewerten, bei denen sie in den vergangenen zwölf Monaten Kunden waren.

Details Add-on Modules Costs Services Benefits When It Pays

Household Contents Insurance: A Brief Explanation

  • Protects your belongings – from furniture and electronics to clothing and jewelry – against fire, storm, hail, and water damage.
  • Also covers burglary, robbery, and vandalism after a break-in.
  • From the Smart tariff onwards, Allianz household insurance covers even gross negligence – such as damage from a forgotten candle.
  • Worldwide coverage is included – e.g., if your camera is stolen from a hotel room while traveling.
  • Allianz offers this extensive coverage starting from €3.21 per month.
  • You can purchase it online instantly and enhance it with add-on modules such as bicycle protection or extreme weather coverage.

Household Contents Insurance: A Brief Explanation

Focus Money has awarded Allianz the title of "Most Fair Home Contents Insurer" for the seventh year in a row with a rating of "Very Good". We convinced with:

  • Fast claims processing
  • Good customer service availability
  • Fair rate performance
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