Is it worth it?

This is what real estate legal protection provides

In Germany, you are not required to take out legal protection insurance for real estate. However, you should keep in mind that legal disputes involving real estate can quickly become costly: If the tenant doesn't pay the rent or the tax office calculates the property tax incorrectly, enforcing your rights can be expensive.

Examples: When does legal expenses insurance pay for real estate?

Your property legal protection insurance will cover you in the following cases:

• Neighbor disputes
• Trouble between tenants and landlords
• Incorrectly calculated taxes

In recent years, there has been an increase in property disputes between neighbors, which has led to a high workload in the courts. To relieve the burden on these courts, in some federal states – including Bavaria, North Rhine-Westphalia, and Schleswig-Holstein – you must first attempt to resolve the dispute out of court. Only when mediation or arbitration fails, you can take the case to court.

What real estate legal protection does not cover

In some cases, real estate legal protection insurance won't help you. These primarily include disputes surrounding the financing and planning of a new construction. This is often excluded in cases involving the expropriation of residential property or land.