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Allianz Capital Accident Protection (KUS): Summarized for you

  • An accident occurs in Germany every four seconds. Often, financial problems result – for example, if you have to remodel your home due to disability.
  • With Allianz Capital Accident Protection (KUS) – a private accident insurance policy – you combine your accident protection with a secure capital investment and benefit from attractive extras. KUS with Care also provides a solid foundation for secure long-term care provision.
  • In all KUS variants you have the option to customize your accident protection. You can choose whether you want to pay your premiums regularly or in one lump sum.
  • Through a broadly diversified global investment concept, Allianz offers you a guarantee for additional capital accumulation and an attractive interest rate.

Three special advantages

Why choose Allianz Capital Accident Protection

Comprehensive protection worldwide

No matter where or when an accident occurs, Allianz KUS covers you – including rescue costs, cosmetic surgery, and health damage caused by vaccinations or tick bites. In addition, the Accident Advisor is available to you around the clock after an accident and provides special services, such as organizing necessary repatriation in the event of an accident abroad.

Capital accumulation with guarantee

At the end of the contract term, you are guaranteed to receive at least 100 percent of your contributions from the additional capital accumulation for regular premium payments and 115 percent for a single premium. You will also receive a profit participation, although this cannot be guaranteed.

Attractive extras

Capital Accident Protection provides you with attractive extras: For example, flexibility in the event of financial difficulties, premium-free accident protection in the event of the death of the caregiver (children's tariff), early capital payout after a stroke (adult tariff), and the care advisor in the KUS with care.

Good to know

For whom is Allianz Capital Accident Protection particularly suitable?

Allianz Capital Accident Protection is a good choice if you…

  • ... would like to receive financial benefits in the event of an accident to ensure your personal care and future planning.
  • ... want to build up your capital safely and steadily as a financial cushion for the future, for example to fulfill personal wishes or as a basis for investments or your retirement provision.
  • ... attach importance to the fact that your accident insurance is self-financing after a serious accident (from 70 percent disability with regular premium payments).
  • ... would like to combine your long-term care provision (from care level 3) with individual accident insurance cover and simultaneous capital investment.

Tip: If you do not want to combine the insurance against accident/care risk with a capital investment, your Your local Allianz contact will be happy to recommend other suitable products.