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Calculation Basis for Extreme Weather Coverage

The starting price of an additional €2.52/month applies to the extreme weather protection add-on for homeowners insurance.

Contents

Extreme Weather Protection: A Brief Explanation

  • Extreme weather insurance protects you from financial consequences of natural hazards like floods caused by heavy rain, landslides, avalanches, or earthquakes.
  • Allianz calls its extreme weather insurance Extreme Weather Protection, which can be added as a supplementary module to your Allianz homeowners or household contents insurance.
  • As an add-on to building insurance, it protects your property itself.
  • As an add-on to household contents insurance, it covers the items inside your home against natural disasters.
  • You can take out Extreme Weather Protection easily as part of your Allianz policy.

Definition: What are natural hazards?

Natural hazards refer to damage caused by the effects of natural forces. These include, for example, floods, but also avalanches, earthquakes, subsidence (ground subsidence) after weeks of rain, and even volcanic eruptions. You can protect yourself against such natural hazards or extreme weather damage with extreme weather insurance.

Damage caused by common natural phenomena such as storms, hail, lightning or frost is usually covered by household contents or building insurance.

Allianz Home Contents Insurance

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Allianz Buildings Insurance

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