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Care Level Benefits

If you are classified in care level 5, you will receive 100% of your daily rate, but at least €600 per month.

For other levels of care, you will receive pro rata amounts: 10%, 20%, 50%, and 80% of your daily rate.

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Pflege Bahr briefly explained

  • Statutory or private long-term care insurance provides you with basic care if you become in need of care. You can supplement this with the state-subsidized supplementary care insurance Pflege Bahr. This provides you with sensible minimum care insurance.
  • The Bahr Care tariff Provides support from care level 1, even in cases of dementia.
  • Affordable rates are available for young people and those starting their careers. Cover yourself for long-term care starting from just ten euros per month. The state supports the Pflege Bahr annually with up to 60 euros.
  • Further advantage: You can take out Pflege Bahr insurance without a medical examination.

Services at a glance

This is what Allianz’s PflegeBahr insurance offers

Use the PflegeBahr as a solid entry into private long-term care insurance: You receive minimum long-term care coverage for every care level - starting from care level 1. This applies to both outpatient and inpatient care, depending on the care level.

Daily care allowance

You will receive the agreed daily rate ( depending on age – at least €20), the so-called daily care allowance. In the event of care, this is paid out pro rata depending on the level of care required .

Safe in the future too

You benefit from future-proof support care: the care provision is automatically adapted to changes in the law.

State funding

From a minimum monthly contribution of 10 euros ( as personal contribution), a state subsidy of up to 60 euros per year is possible.

For Advice

The Allianz Service Team will be happy to advise you.